Debt Consolidators in Canada

If you're like most people these days you're feeling the credit crunch and you would like to know how you can save on interest and eliminate your debt. You've tried to obtain a debt consolidation loan but the banks aren't willing to help. Well we can!

Your creditors realize the importance of paying your debt so they are willing to help you by lowering, or even eliminating, any further interest. To find out how our program can help you call us toll free at 1-866-284-2519 or fill out the contact form on the top left.

You should consider a debt consolidation program if:

• You have a minimum debt of $4,000, and or, your debt does not exceed $250,000 (this does not include your mortgage).
• You are employed and can afford to make a minimum monthly payment.
• You are unable to repay all of your debt with the current interest rates.
• You do not qualify for a debt consolidation loan for whatever reason.
• You don’t want to go bankrupt.

What are the advantages?

• You pay your principal debt back (in full).
• The majority of creditors in Canada will reduce, if not completely eliminate, the interest rates on your accounts.
• All of your unsecured debt is eligible. This includes, but not limited to, credit card debt, overdraft protection, bank loans, payday loans, and lines of credit.
• You have up to five years to repay your debt.
• All collection activities by creditors (except for support and alimony) will stop.
• In most cases wage garnishments can be stopped.
• You don’t lose your house.
• You meet your obligations to your creditors.

What a debt consolidation program won’t do:

• Eliminate support and alimony.
• Eliminate student loans.
• Deal with your secured debts, I.e. your mortgage or car loan.

Do you have to make all the payments yourself?

Definitely not! Your debt is consolidated by a licensed debt consolidators and you make one single monthly payment. You don't have to worry about different due dates and penalties if you're late. It's one simple monthly payment made on the same day every month!

So how can you get started?

To get started simply fill out the quick contact form (located on the top left of this page) and have a counsellor contact you. Remember the consultation is free and there is no obligation.

Not comfortable with the internet?

No problem. You can call us toll free anywhere in Canada. Toll free 1-866-284-2519. We look forward to helping you become debt free!!